Hot job? With...hot coffee?

I've been looking for a job. No, wait. Not a job...I'm looking for a career.

Personally, I'm feeling a bit old for this, but I'm hopeful. Enough people have told me that the 40's are the new 20. (What does that make the 20's? And what happens to people under 20? Are they in the negative numbers?) I'm thinking that people who say this haven't reached their 40's yet; there is NO way this body of mine acts 20-something after a long car ride, when I stand up and have to work the kinks out of my hips and knees.

But I digress.

My other concern about finding a career is that HotJobs.com keeps sending me jobs "related to my skills". Apparently, Hot Jobs feels my skills would best be served (so to speak) by working at a Dunkin Donuts. Now you'd think that an Associates degree in Liberal Arts, a Bachelors Degree in English (with a concentration in Secondary Education), four years' experience in the sales (oops, sorry--Admissions) department of a local technical college, and nearly seven years experience in collections and mortgage processing (that's banking, folks!) would count for more than a "career" behind the coffee counter.

Apparently not.

So I ask you...what am I doing wrong? Am I really that unmarketable in today's job market? Am I unworthy of a real career? Unskilled in anything but pouring coffee into a styrofoam cup?

And if 40 is the new 20, why do I have all this gray hair?

Stop by Dunkin Donuts and let me know--I'm easy to find. I'm the bewildered-looking, 43-year-old, twenty-something with stiff knees and aching hips.